http://www.hopelawgroup.com/ Recent Videos Video  Bankruptcy is a legal process that provides relief to many individuals who can no longer pay all of their debts.]]> Tue, 06 Sep 2011 16:25:47 GMT http://www.hopelawgroup.com/component/option,com_hwdvideoshare/Itemid,26/task,viewvideo/video_id,16/  There are three main types of bankruptcy cases for individuals, the most common of which are chapter 7 and chapter 13.]]> Tue, 06 Sep 2011 16:25:22 GMT http://www.hopelawgroup.com/component/option,com_hwdvideoshare/Itemid,26/task,viewvideo/video_id,15/  Some debts cannot be discharged in a bankruptcy.]]> Tue, 06 Sep 2011 16:24:56 GMT http://www.hopelawgroup.com/component/option,com_hwdvideoshare/Itemid,26/task,viewvideo/video_id,14/  In order to file for bankruptcy, an individual must take a credit counseling course and accurately complete and file a number of documents.]]> Tue, 06 Sep 2011 16:24:32 GMT http://www.hopelawgroup.com/component/option,com_hwdvideoshare/Itemid,26/task,viewvideo/video_id,13/  Every debtor is required to appear at a creditors' meeting conducted by a trustee who asks the debtor questions about the debtor's financial condition and gives creditors the opportunity to do the same.]]> Tue, 06 Sep 2011 16:24:02 GMT http://www.hopelawgroup.com/component/option,com_hwdvideoshare/Itemid,26/task,viewvideo/video_id,12/  In some cases, a debtor may be required to appear at hearings before a bankruptcy judge.]]> Tue, 06 Sep 2011 16:23:32 GMT http://www.hopelawgroup.com/component/option,com_hwdvideoshare/Itemid,26/task,viewvideo/video_id,11/  Debtors are usually able to discharge most or all of their debts. Once a debt is discharged, a creditor may not attempt to collect it from the debtor.]]> Tue, 06 Sep 2011 16:23:06 GMT http://www.hopelawgroup.com/component/option,com_hwdvideoshare/Itemid,26/task,viewvideo/video_id,10/  Debtors are strongly encouraged to find competent legal counsel. Even if you cannot afford to pay an attorney, you may be able to qualify for free or discounted legal services.]]> Tue, 06 Sep 2011 16:21:07 GMT http://www.hopelawgroup.com/component/option,com_hwdvideoshare/Itemid,26/task,viewvideo/video_id,9/