A San Jose bankruptcy attorney helps the consumer that has received a foreclosure notice.

If you, someone in your family, or someone you know receives a foreclosure notice, it should not be ignored. Even if it is overwhelming, scary and hard to comprehend (which it understandably is for most who receive a foreclosure notice), ignoring it is the worst thing you can do.

The first thing you should do is contact your lender immediately. If you do not know how to contact your lender, you can contact a housing counselor by phone or internet, such as HUD (Housing and Urban Development) by clicking: here or calling the HUD Housing Counseling and Referral line: 800-569-4287. A housing counseling agency can assist you finding the lender or the mortgage company holding your loan. They also provide many other resources and are a good source if you have or are in danger of receiving a foreclosure notice.

Lastly, if you are unsuccessful at calling your lender, finding your lender, or reaching a mutually agreeable decision with your lender, calling an experienced attorney is highly advised. You have options, including a forbearance agreement, a short sale or filing bankruptcy.

Just don’t let the choice you make be to wait or ignore your foreclosure notice. Remember: You are not alone!

If you have a question regarding Bankruptcy in San Jose please contact us at 408.279.2288 or 1800.941.6730 and we can connect you with one of our experienced San Jose Bankruptcy Attorneys. Sagaria Law can assist you with all aspects of your bankruptcy case. If you have questions about filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, lien stripping, a cram down, stopping a foreclosure or wage garnishment, discharging debt, etc. we can help! We have bankruptcy attorneys located throughout California who can assist in all of these important areas. Please complete our free bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy.